Sign every instant loan
What gets signed
- Loan agreements
- Certificate applications
- Account opening forms
- Consent and mandate forms
What changes
Replaces “I agree” with a signature
An OTP proves a phone received a code. A digital signature ties the exact PDF to the named borrower’s certificate.
Uses the KYC you already hold
The certificate application is drawn from the KYC your bank already has, so the borrower uploads nothing again.
Returns the signed PDF
Your core system receives the signed loan PDF by webhook, ready to store with the loan.
What to check
The Electronic Transactions Act excludes some instruments, including negotiable instruments and mortgage, bond and conveyance deeds. Sign those the way the law requires.
Questions
How does the borrower sign?
The borrower receives a code on their phone and signs the loan PDF with it. Your application starts the request with one API call.
What does the bank keep as proof?
The signed PDF. The signature is bound to that exact file, so changing a single byte breaks it, and anyone can check it.
Can we test first?
Yes. The sandbox has test keys and never reaches a real signer.